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Turnkey Payment Acceptance Solutions

Complete business and electronic payment solutions tailored to your business needs.

Universal commerce solutions

Consumers shopping behavior is changing quickly and dramatically. Information access, technological advances and smart devices have transformed commerce and consumer expectations. This is the age of universal commerce and we are at the forefront of bringing consumers commerce that is integrated, personalized, secure, open and smart. Our solutions are designed to address the key enablers of universal commerce including smart devices, open, scalable and secure infrastructure, integrated applications, actionable intelligence to drive new levels of personalization and measurement to the payment process. Enable your customers to purchase from you whenever and wherever they are.

We offer an extensive portfolio of innovative products and services designed to help you get more value from every transaction. Whether you are starting a new business or expanding an established one, we provide complete flexible customized solutions to fit your needs. Broaden your payment options and build an integrated customer experience with our terminals, peripherals and services that enable you to safely process nearly any payment type including MasterCard®, Visa®, American Express®, Discover® Network, JCB®, debit cards, gift cards and checks. Our state-of-the-art ecommerce and mobile wallet solutions enable electronic payments through many devices and we continue to develop new advanced solutions to keep you on the cutting edge of universal commerce. Whatever your needs, we can tailor the right solution.

First Data Merchant Cash Advance Program

How would your business improve if you had better access to working capital? The First Data Merchant Cash Advance program has a simple, one page application form and no application fees. You agree to sell a portion of your future credit card sales at a discount and receive a lump sum cash payment in as little as 3 - 5 business days. You have complete flexibility on putting your cash advance funds to work to sustain your business; purchase equipment; remodel; open new locations; restock inventory; hire new help or advertise. And, unlike a traditional loan, there are no fixed monthly payments. A specified percentage of your credit card sales are remitted to repay the Merchant Cash Advance during your standard settlement process with First Data each day. The specified percentage is a fixed amount and may only change upon mutual agreement. We value the overall relationships with our merchants, providing a much more convenient, user-friendly experience.

First Data Mobile PaySM Solutions

Accept payments wherever you go by turning your mobile phone into a point-of-sale terminal. Wherever your customers are, that’s where you’ll go – which means you need a payment solution that’s as mobile as you are. With the First Data Mobile PaySM solutions, you can offer fast, safe and flexible payment processing using your existing smart phone. A handy encrypting card reader device plugs into your mobile phone, enabling you to slide your customer’s credit card to capture a sale. Because the card is physically present, you avoid the higher card-not-present processing rates associated with hand-keyed transactions. You can accept payments wherever you have wireless coverage with your current data plan provider. Payments are processed in real time, with an e-receipt generated and sent to the customer via e-mail as soon as the transaction takes place. You receive the fast funding that comes with instant authorization, and your customers can settle their purchases on the spot.

First Data OfferWise Solution

First Data's OfferWise solution enables card-linked offers for consumers, merchants, and the offer provider who service them. The solution's streamlined redemption and insightful analytics help marketers execute offers programs that go beyond traditional coupons. With the OfferWise solution, consumers link their coupons, daily deals, and other offer to their payment cards or mobile wallets and discounts are automatically applied at the point-of-sale freeing store managers from the annual tracking and logging of redeemed offers. Processing card-linked offers through the real-time OfferWise decision engine also reduces fraud and errors from duplicate paper coupons and voucher. Leverage the built-in analytics to develop smarter marketing programs. Since the consumer's current credit and debit cards become their loyalty cards with OfferWise, rewards can be automatically attached and redeemed using the same consumer payment cards.

Information and technology access have transformed commerce and consumer expectations dramatically. Studies show that nearly 85% of consumers do online research on what they intend to buy before going to the store and social media has influenced a purchasing decision for 74% of consumers.

*Source: Rethinking the Consumer Buying Process. Source:

For more information, contact DOMINICK MANGIARDI at (847) 847-4834 or

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